CMSME Financing

Cottage, Micro, Small and medium enterprise (“CMSME”) customers strive to grow by the dint of their dedicated and hard work. However, to sustain the business operation and secure a continual growth, they require financial support in addition to their hard work to position themselves in the market. Moreover, to meet increased customers demand successful CMSME businesses often find it necessary to go for profitable expansion. However, they fail to address such demand most of the times due to shortage of capital.
Since this sector is labor intensive with short gestation period, it is capable of increasing national income as well as rapid employment generation; achieving Millennium Development Goals (MDGs) especially eradication of extreme poverty and hunger, gender equality and women empowerment. CMSME sector has played a vital role in economic development of some prosperous countries Bangladesh
In order to help CMSME customers to achieve their desired and justified level of growth, SBAC Bank Ltd. has extended several loans to augment capital base of these customers:
In addition, SBAC Bank extends its credit facilities under Bangladesh Bank Re-finance scheme to the CMSME customers, which are: